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Find Home Equity Loan Specialists Near You in Zachary, LA

Compare home equity loan specialists in Zachary. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Zachary, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 9 home equity loan specialists in Zachary, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
5647 Main St Ste. B, Zachary, LA 70791
(225) 654-2510 advanceamerica.net
Cash Cow
4457 LA-19, Zachary, LA 70791
(225) 658-1380 cashcowlouisiana.com
Delta Financial Services
5041 LA-19 STE B, Zachary, LA 70791
(225) 658-0300 deltaloansolutions.com
Monte Appraisals, LLC
4825 Church St, Zachary, LA 70791
(225) 658-1515 monteappraisals.com
Tower Loan
4257 Church St #102, Zachary, LA 70791
(225) 654-1539 towerloan.com
Republic Finance
4347 High St Suite 112, Zachary, LA 70791
(225) 658-8786 locations.republicfinance.com
Bank of Zachary
4743 Main St, Zachary, LA 70791
(225) 654-2701 bankofzachary.com
LenCo Finance Inc
4824 Waywood Dr, Zachary, LA 70791
(225) 654-3535
Regions Mortgage
4919 Main St, Zachary, LA 70791
(225) 658-0805

A home equity loan specialist in Zachary, Louisiana can help you understand your options for borrowing against your home equity. Louisiana law limits home equity loans to 80% of the appraised value of your home under state statute. These specialists guide you through the process of applying for a loan that uses your home as collateral.

What Does a Home Equity Loan Specialist in Zachary Cost?

Typical costs for a home equity loan specialist in Louisiana include an origination fee of 0.5% to 1.5% of the loan amount, appraisal fees of $300 to $600, and closing costs ranging from $500 to $2,000. Some specialists charge a flat consultation fee of $100 to $300. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Zachary?
A home equity loan specialist is a professional who helps homeowners in Zachary understand and apply for loans secured by their home equity. They explain Louisiana specific rules, such as the 80% loan to value cap, and help you compare loan offers from different lenders.
How does Louisiana law affect home equity loans?
Louisiana law under Revised Statute 9:3571 limits home equity loans to 80% of the propertys appraised value. The state also requires a 12 day rescission period after signing, during which you can cancel the loan without penalty. Specialists can explain these rules in detail.

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