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Find Home Equity Loan Specialists in Portage, MI

Directory of home equity loan specialists in Portage, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Portage, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 10 home equity loan specialists in Portage, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Consumers Credit Union
1511 W Centre Ave, Portage, MI 49024
(800) 991-2221 consumerscu.org
Consumers Credit Union
1065 W Milham Ave, Portage, MI 49024
(800) 991-2221 consumerscu.org
Honor Credit Union - Portage
2340 E Centre Ave, Portage, MI 49002
(269) 441-4467 honorcu.com
Kalsee Credit Union Corporate Headquarters
5220 Lovers Ln Suite 200, Portage, MI 49002
(269) 382-7800 kalsee.com
Advia Credit Union
901 E Milham Ave, Portage, MI 49002
(844) 238-4228 adviacu.org
OneMain Financial
137 W Centre Ave, Portage, MI 49024
(269) 323-8500 onemainfinancial.com
Arbor Financial Credit Union
8910 Portage Rd, Portage, MI 49002
(269) 375-6702 arborfcu.org
Arbor Financial Credit Union
5250 S Westnedge Ave, Portage, MI 49002
(269) 375-6702 arborfcu.org
Arbor Financial Credit Union
2019 W Centre Ave, Portage, MI 49024
(269) 375-6702 arborfcu.org
Alexis Howard, Mortgage Loan Originator, LMCU, NMLS# 445348
4084 W Centre Ave, Portage, MI 49024
(269) 978-6150 lmcu.org

A home equity loan specialist in Portage Michigan helps homeowners access the equity in their property for major expenses or debt consolidation. Michigan law requires lenders to follow specific disclosure rules under the Michigan Consumer Protection Act. Local specialists understand the Portage real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Portage Cost?

Typical costs for a home equity loan in Michigan include an origination fee of 1 to 2 percent of the loan amount and an appraisal fee of 300 to 600 dollars. Closing costs can range from 2 to 5 percent of the loan total. Some lenders also charge a document preparation fee or a title search fee. Costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Portage do?
A home equity loan specialist helps you evaluate your options for borrowing against your home equity. They explain loan terms interest rates and closing costs. They also assist with completing the application and gathering required documents.
What are the requirements for a home equity loan in Michigan?
In Michigan you typically need at least 15 to 20 percent equity in your home. Lenders also require a good credit score stable income and a low debt to income ratio. The property must be appraised to confirm its current value.

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