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Find Home Equity Loan Specialists Near You in St Clair Shores, MI

Looking for a home equity loan specialist in St Clair Shores? Review the directory below to compare your options.

2 agents listed
Updated June 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 home equity loan specialists in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
27622 Little Mack Ave, St Clair Shores, MI 48081
(586) 498-0836 onemainfinancial.com
Lake Pointe Mortgage, L.L.C.
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 879-9308 lakepointemortgage.com

A home equity loan specialist in St Clair Shores Michigan can help you access the value in your home. Michigan law requires lenders to follow specific disclosure rules under the Michigan Consumer Protection Act. Local specialists understand the St Clair Shores real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in St Clair Shores Cost?

Typical costs for a home equity loan specialist in Michigan include an origination fee of 0.5% to 1.5% of the loan amount. Appraisal fees range from $300 to $600. Closing costs can total 2% to 5% of the loan. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in St Clair Shores?
A specialist helps you apply for a loan using your home equity. They review your credit, income, and property value. They also explain Michigan specific terms like the right of rescission under federal law.
What Michigan laws apply to home equity loans?
Michigan follows the federal Truth in Lending Act for disclosures. Michigan also has a three day right of rescission for most home equity loans. Lenders must provide clear terms and avoid unfair practices under Michigan law.

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