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Home Equity Loan Specialists in Trenton, MI

Looking for a home equity loan specialist in Trenton? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Trenton, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 home equity loan specialists in Trenton, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mitten Mortgage Lending
2644 W Jefferson Ave, Trenton, MI 48183
(734) 922-2252 mittenloans.com
Scott Thompson Mortgage Group NMLS #138062
2836 W Jefferson Ave #106, Trenton, MI 48183
(734) 558-4775 scottthompsonmortgage.com
The Mortgage Link- Trenton
3271 West Rd, Trenton, MI 48183
(734) 307-1929 themortgagelink.com

A home equity loan specialist in Trenton Michigan helps homeowners access the equity in their property for major expenses or debt consolidation. Michigan law requires lenders to follow specific disclosure rules under the Michigan Consumer Protection Act and the Truth in Lending Act. These specialists guide clients through application appraisal and closing processes specific to Wayne County regulations.

What Does a Home Equity Loan Specialist in Trenton Cost?

Typical costs for a home equity loan specialist in Michigan include an origination fee of 0.5 to 1.5 percent of the loan amount appraisal fees of 300 to 600 dollars and closing costs of 500 to 1500 dollars. Some lenders charge a flat fee of 500 to 1000 dollars for processing. Michigan law does not cap these fees so costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Trenton Michigan?
A home equity loan specialist evaluates your property equity reviews your financial situation and helps you choose between a lump sum loan or a home equity line of credit. They also ensure compliance with Michigan lien laws and coordinate with local title companies in Trenton.
What are the Michigan specific rules for home equity loans?
Michigan law limits the maximum loan to value ratio to 80 percent for most home equity loans unless you get private mortgage insurance. Lenders must provide a three day right of rescission period under federal law and Michigan requires clear disclosure of all fees and interest rates.

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