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Find Home Equity Loan Specialists Near You in Waite Park, MN

Compare home equity loan specialists in Waite Park. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 6 home equity loan specialists in Waite Park, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Financial Group
67 10th Ave S, Waite Park, MN 56387
(320) 529-3760 homeownersfg.com
PrimeLending, A PlainsCapital Company - St Cloud
314 10th Ave S #160, Waite Park, MN 56387
(320) 252-2727 lo.primelending.com
OneMain Financial
755 2nd St S, Waite Park, MN 56387
(320) 656-0126 onemainfinancial.com
Gate City Bank
In Cash Wise Foods, 113 Waite Ave S, Waite Park, MN 56387
(320) 227-1352 gatecity.bank
Kristi Hawker, NMLS: 860288, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
(320) 345-9798 lo.primelending.com
Vicki Erickson, NMLS: 452438, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
(320) 345-7217 lo.primelending.com

A home equity loan specialist in Waite Park, Minnesota can help you access the equity in your home for major expenses or debt consolidation. Minnesota law requires lenders to disclose the annual percentage rate and total finance charges under the Truth in Lending Act. Local specialists understand the Waite Park real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Waite Park Cost?

Typical costs for a home equity loan specialist in Minnesota include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees ranging from $300 to $600. Closing costs often total 2% to 5% of the loan value, and some lenders charge a documentation fee of $100 to $500. These costs vary by lender, loan amount, and your credit profile. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Waite Park?
A home equity loan specialist is a licensed mortgage professional who helps homeowners borrow against their home equity. In Minnesota, these specialists must follow state lending laws and federal regulations. They evaluate your property value and credit to find suitable loan options.
How does Minnesota law affect home equity loans?
Minnesota law requires home equity lenders to provide a clear disclosure of loan terms and a three day right of rescission for most loans. The state also limits prepayment penalties on certain loans. Specialists must comply with the Minnesota Residential Mortgage Originator and Servicer Licensing Act.

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