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Find Home Equity Loan Specialists Near You in Festus, MO

Looking for a home equity loan specialist in Festus? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Festus, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 13 home equity loan specialists in Festus, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
758 S Truman Blvd, Festus, MO 63028
(636) 933-9475 advanceamerica.net
Sun Loan Company
800 S Truman Blvd, Festus, MO 63028
(636) 937-0040 sunloan.com
USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
(636) 385-5232 usamortgage.com
Security Finance
345 N Creek Dr, Festus, MO 63028
(636) 933-0753 securityfinance.com
Heights Finance
354 Festus Centre Dr, Festus, MO 63028
(636) 937-9700 heightsfinance.com
Hancock Mortgage - Mary C. Baragary
114 E Main St REAR, Festus, MO 63028
(314) 606-9436 applywithmcb.com
Commerce Bank
1102 Bradley St, Festus, MO 63028
(314) 746-3002 locations.commercebank.com
Jaimie Stockbarger-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
(314) 972-2386 usamortgage.com
OneMain Financial
1149 E Gannon Dr, Festus, MO 63028
(636) 937-9136 onemainfinancial.com
Flat Branch Home Loans
380 Festus Centre Dr, Festus, MO 63028
(636) 489-4026 flatbranchhomeloans.com
Eric Neal-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
(618) 581-2328 usamortgage.com
Guild Mortgage Company
116 E Beffa St, Festus, MO 63028
(636) 638-1501 guildmortgage.com
Mortgage, Bank of America
998 E Gannon Dr, Festus, MO 63028
(636) 337-2354 bankofamerica.com

A home equity loan specialist in Festus, Missouri can help you understand your options for borrowing against your home equity. Missouri law requires lenders to follow specific disclosure rules under the Missouri Home Loan Protection Act. These specialists guide you through the application process and explain local market conditions.

What Does a Home Equity Loan Specialist in Festus Cost?

Typical costs for a home equity loan specialist in Missouri include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Annual percentage rates vary based on your credit and loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Festus do?
A home equity loan specialist helps you compare loan offers, understand interest rates, and review terms. They also ensure compliance with Missouri lending laws, such as the requirement for a three-day rescission period on certain loans.
What are the requirements for a home equity loan in Missouri?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and proof of income. Missouri law does not cap interest rates on home equity loans, but lenders must provide clear disclosures.
How long does it take to get a home equity loan in Festus?
The process usually takes two to six weeks from application to closing. Missouri law requires a three-day waiting period after you sign the loan documents before funds can be disbursed.

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