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Find Home Equity Loan Specialists Near You in St Peters, MO

Looking for a home equity loan specialist in St Peters? Review the directory below to compare your options.

9 agents listed
Updated June 2026
St Peters, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 9 home equity loan specialists in St Peters, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
286 Mid Rivers Center, St Peters, MO 63376
(636) 542-4652 locations.marinerfinance.com
West Community Credit Union - St Peters
7900 Mexico Rd, St Peters, MO 63376
(636) 720-2400 westcommunitycu.org
Heights Finance
1257 Jungermann Rd, St Peters, MO 63376
(636) 447-4063 heightsfinance.com
Regional Finance
191 Mid Rivers Mall Dr, St Peters, MO 63376
(636) 387-7451 branches.regionalfinance.com
Gershman Mortgage - St. Peters
201 Salt Lick Rd, St Peters, MO 63376
(636) 688-3000 gershman.com
Tower Loan
3344 Mid Rivers Mall Dr, St Peters, MO 63376
(636) 278-5000 towerloan.com
NEXA Mortgage, LLC - Damain Johnson
715 Broadridge Dr Office 101, St Peters, MO 63376
(304) 552-9809 djmlo.com
Hometown Equity Mortgage - NMLS# 133519
1 Mid Rivers Mall Dr Suite 130, St Peters, MO 63376
(855) 563-4836 hometownequitymortgage.com
Liberty Home Equity Solutions, Inc.
5988 Mid Rivers Mall Dr UNIT 214, St Peters, MO 63304
(636) 229-5680 libertyhomeequity.com

A home equity loan specialist in St Peters, Missouri can help you understand your options for borrowing against your home equity. Missouri law does not require a specific license for home equity loan specialists, but they must follow state lending regulations. St Peters residents often use these loans for home improvements or debt consolidation.

What Does a Home Equity Loan Specialist in St Peters Cost?

Typical costs for a home equity loan specialist in Missouri include an origination fee of 0.5 to 1.5 percent of the loan amount, plus appraisal fees of $300 to $600. Closing costs often range from $500 to $2,000. Some specialists may charge a flat consultation fee of $100 to $300. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in St Peters do?
A home equity loan specialist helps you evaluate loan options, complete applications, and understand terms. They work with local lenders familiar with Missouri property laws and St. Charles County recording requirements.
How much equity do I need for a home equity loan in Missouri?
Most lenders in Missouri require at least 15 to 20 percent equity in your home. Your loan amount depends on your homes appraised value and your outstanding mortgage balance.
Are there Missouri-specific rules for home equity loans?
Yes, Missouri law requires lenders to disclose all fees and terms clearly. There is no state usury cap on home equity loans, but federal Truth in Lending Act rules apply. Lenders must also follow Missouri foreclosure laws if you default.

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