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Find Home Equity Loan Specialists in Elko, NV

Looking for a home equity loan specialist in Elko? Review the directory below to compare your options.

11 agents listed
Updated June 2026
Elko, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Nevada before hiring.
Showing 11 home equity loan specialists in Elko, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Gonzalez
905 Railroad St #201, Elko, NV 89801
(775) 299-4290 branches.guildmortgage.com
Guild Mortgage - Morgan Lozano
905 Railroad St #201, Elko, NV 89801
(775) 299-4291 branches.guildmortgage.com
Elko Federal Credit Union
2397 Mountain City Hwy, Elko, NV 89801
(775) 738-4083 elkofcu.org
Guild Mortgage Company
905 Railroad St Suite 201, Elko, NV 89801
(775) 299-4290 branches.guildmortgage.com
Greater Nevada Credit Union
1211 Idaho St, Elko, NV 89801
(800) 421-6674 gncu.org
New American Funding - Elko, NV
585 5th St, Elko, NV 89801
(775) 204-0569 newamericanfunding.com
Guild Mortgage - Hailee Simpson
905 Railroad St #201, Elko, NV 89801
(775) 299-4290 branches.guildmortgage.com
OE Federal Credit Union - Elko Branch
1720 Mountain City Hwy, Elko, NV 89801
(775) 753-8585 oefederal.org
Amanda Bravo Mortgage Group
905 Railroad St #201, Elko, NV 89801
(775) 401-0633 barrettfinancial.com
Greater Nevada Mortgage
905 Railroad St #203, Elko, NV 89801
(775) 748-3011 greaternevadamortgage.com
Lorena Lissolo - Movement Mortgage
171 W Silver St Ste 100, Elko, NV 89801
(877) 314-1499 movement.com

A home equity loan specialist in Elko Nevada helps homeowners access the equity in their property for major expenses like home improvements or debt consolidation. Nevada law requires lenders to follow strict disclosure rules under NRS 645B and NRS 645F for mortgage lending practices. Local specialists understand the unique real estate market in Elko County and can guide you through the application process.

What Does a Home Equity Loan Specialist in Elko Cost?

Typical costs for a home equity loan specialist in Nevada include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 300 to 500 dollars, and closing costs of 2 to 5 percent of the loan. Annual percentage rates vary based on credit and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Elko?
A home equity loan specialist is a licensed professional who helps you apply for a loan using your home as collateral. They explain terms, rates, and Nevada-specific regulations to ensure you understand the process.
What are the requirements for a home equity loan in Nevada?
You typically need at least 20 percent equity in your home, a good credit score, and proof of income. Nevada law does not set a specific minimum equity amount, but most lenders require it.
How long does it take to get a home equity loan in Elko?
The process usually takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and Nevada-required disclosures under NRS 645B.

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