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Find Home Equity Loan Specialists in Clifton, NJ

Compare home equity loan specialists in Clifton. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 home equity loan specialists in Clifton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlo Cataldo - Rate
374 Clifton Ave, Clifton, NJ 07011
(908) 644-5657 rate.com
The Mortgage Alley (Hablo Español)
1000 Clifton Ave Suite 100, Clifton, NJ 07013
(973) 987-0607 alleytrofel.com
Mortgage Refinance Clifton NJ - Home Refinance New Jersey - Refi Home Loan Lenders
1121 Main Ave, Clifton, NJ 07011
(862) 305-9061

A home equity loan specialist in Clifton, New Jersey can help you access the equity in your home. New Jersey law requires lenders to follow strict disclosure rules under the New Jersey Consumer Protection Act. Specialists guide you through loan options, appraisals, and closing procedures specific to Passaic County.

What Does a Home Equity Loan Specialist in Clifton Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. Some lenders also charge a document preparation fee of 100 to 300 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Clifton?
A specialist helps you understand home equity loan products, compare rates, and prepare documents. They also explain New Jersey specific rules such as the three day right of rescission for certain loans.
What are the requirements for a home equity loan in New Jersey?
You typically need at least 20 percent equity in your home, a good credit score, and proof of income. New Jersey law also requires lenders to provide a Truth in Lending disclosure within three business days.

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