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Compare Home Equity Loan Specialists in Edison, NJ

Browse home equity loan specialists serving Edison, New Jersey. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Edison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 home equity loan specialists in Edison, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1090 Amboy Ave Suite C4, Edison, NJ 08837
(732) 902-6333 locations.marinerfinance.com
Affinity Federal Credit Union
2190 NJ-27, Edison, NJ 08817
(908) 860-3571 affinityfcu.com
Allison Rizzo Motto Mortgage Success
1199 Amboy Ave Suite 1A, Edison, NJ 08837
(732) 266-5184 mottomortgage.com
Geremia Capital, LLC
1090 King Georges Post Rd #801, Edison, NJ 08837
(732) 738-5678 geremiacapital.com
General Mortgage Capital Corporation - Edison
1981 Lincoln Hwy, Edison, NJ 08817
(650) 340-7800 marketing.gmccloan.com
Columbia Bank
60 Raritan Center Pkwy, Edison, NJ 08837
(732) 346-1090 columbiabankonline.com
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1876 NJ-27 #206, Edison, NJ 08817
(732) 650-1837 xinmeihomeloan.com
Spencer Savings Bank
3900 Park Ave, Edison, NJ 08820
(800) 363-8115 spencersavings.com

A home equity loan specialist in Edison New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow strict disclosure rules under the New Jersey Consumer Finance Act. These specialists guide you through loan options including home equity lines of credit and fixed rate loans.

What Does a Home Equity Loan Specialist in Edison Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs may total 2 to 5 percent of the loan amount. Costs vary by lender loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Edison do?
A home equity loan specialist helps you understand loan options based on your property value and credit profile. They assist with applications and ensure compliance with New Jersey lending laws. They do not provide legal advice or act as a mortgage broker unless licensed.
How much equity do I need for a home equity loan in New Jersey?
Most lenders require at least 15 to 20 percent equity in your home. New Jersey law does not set a minimum equity amount but lenders set their own criteria. Your specialist can help you calculate your loan to value ratio.

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