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Home Equity Loan Specialists in Hackettstown, NJ

Compare home equity loan specialists in Hackettstown. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Hackettstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 home equity loan specialists in Hackettstown, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Hope Bank
41 US-46, Hackettstown, NJ 07840
(908) 813-3119 firsthope.bank
William Koedatich Mortgage Lender
1567 County Rd 517, Hackettstown, NJ 07840
(973) 954-1497 will.crownhm.com
Crown Home Mortgage
1567 County Rd 517, Hackettstown, NJ 07840
(973) 219-7256 crownhm.com
Lendingcapital
699 Washington St Suite 302, Hackettstown, NJ 07840
(908) 269-8878 lendingcapital.net
Mortgage, Bank of America
78 Main St STE 10, Hackettstown, NJ 07840
(908) 498-7574 bankofamerica.com

A home equity loan specialist in Hackettstown, New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow strict disclosure rules under the New Jersey Home Ownership Security Act. This directory connects you with qualified professionals who understand local market conditions in Warren County.

What Does a Home Equity Loan Specialist in Hackettstown Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may charge application fees of 100 to 300 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Hackettstown?
A home equity loan specialist is a licensed professional who helps homeowners apply for loans using their home equity as collateral. They guide you through New Jersey specific requirements such as the 3 day right of rescission under federal law.
What are the New Jersey rules for home equity loans?
New Jersey limits home equity loan interest rates and fees under the New Jersey Consumer Finance Act. Lenders must provide a Truth in Lending disclosure and cannot charge prepayment penalties on loans under 100,000 dollars.
How much equity do I need for a home equity loan in New Jersey?
Most lenders in New Jersey require you to keep at least 20 percent equity in your home after the loan. This means your loan amount plus existing mortgage cannot exceed 80 percent of your home value.

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