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Find Home Equity Loan Specialists in Wall Township, NJ

Compare home equity loan specialists in Wall Township. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Wall Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 home equity loan specialists in Wall Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Wall, NJ
5114 NJ-33, Wall Township, NJ 07727
(800) 778-9044 wall.advisorsmortgage.com
Jessica Flaum - Prosperity Home Mortgage, LLC
2027 NJ-35 #3, Wall Township, NJ 07719
(908) 917-0799 jessicaflaum.phmloans.com
Land Home Financial Services
1704 Maxwell Dr #103, Wall Township, NJ 07719
(844) 664-8836 mortgage.lhfs.com

A home equity loan specialist in Wall Township, New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Home Ownership Security Act. These specialists guide you through the application process and explain local property value trends in Monmouth County.

What Does a Home Equity Loan Specialist in Wall Township Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. Attorney review fees may apply if you choose legal counsel. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Wall Township do?
A home equity loan specialist helps you understand loan options, gather documents, and submit applications to lenders. They also explain New Jersey regulations such as the right to rescind within three business days under federal law.
How much equity do I need for a home equity loan in New Jersey?
Most lenders require at least 15 to 20 percent equity in your home. In New Jersey, the loan amount plus any existing mortgage cannot exceed 80 to 85 percent of the property value.
Are there New Jersey specific rules for home equity loans?
Yes. New Jersey law limits prepayment penalties and requires clear disclosure of annual percentage rates and fees. The New Jersey Home Ownership Security Act also protects borrowers from predatory lending practices.

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