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Find Home Equity Loan Specialists in Ithaca, NY

Compare home equity loan specialists in Ithaca. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Ithaca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 7 home equity loan specialists in Ithaca, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alternatives Federal Credit Union
125 N Fulton St, Ithaca, NY 14850
(607) 273-4611 alternatives.org
Beginnings Credit Union - Meadow Street Branch
409 N Meadow St, Ithaca, NY 14850
(607) 257-8500 mycfcu.com
First Priority Mortgage Inc
2333 N Triphammer Rd #101, Ithaca, NY 14850
(607) 257-6767 jrich.1stprioritymortgage.com
Ithaca Neighborhood Housing Services (INHS)
115 W Clinton St, Ithaca, NY 14850
(607) 277-4500 ithacanhs.org
Tompkins Community Bank
118 E Seneca St, Ithaca, NY 14850
(607) 274-8775 tompkinsbank.com
M&T Bank
2248 N Triphammer Rd, Ithaca, NY 14850
(607) 257-2224 locations.mtb.com
Beginnings Credit Union - Cornell Branch
135 Ho Plaza, Ithaca, NY 14853
(607) 257-8500 mycfcu.com

A home equity loan specialist in Ithaca New York helps homeowners access the equity in their property. New York state law requires lenders to provide clear disclosure of terms under General Obligations Law Section 5-501. Specialists in Tompkins County can guide you through the process of obtaining a home equity loan or line of credit.

What Does a Home Equity Loan Specialist in Ithaca Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan amount. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Ithaca do?
A specialist helps you understand your options for borrowing against your home equity. They review your financial situation and explain the terms of home equity loans and home equity lines of credit. They also ensure compliance with New York state lending regulations.
What are the requirements for a home equity loan in New York?
You typically need at least 20 percent equity in your home and a good credit score. New York law limits interest rates on home equity loans under the usury cap of 16 percent per year. Lenders also require a property appraisal and proof of income.

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