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Compare Home Equity Loan Specialists in Merrick, NY

Directory of home equity loan specialists in Merrick, New York. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 home equity loan specialists in Merrick, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sandstone Mortgage Corporation
1934 Lowell Ln, Merrick, NY 11566
(516) 837-7501 the-online-broker.com
C. E. Gaye & Sons Securities Ltd.
2116 Merrick Ave, Merrick, NY 11566
(516) 921-4650 cegaye.com

A home equity loan specialist in Merrick New York helps homeowners access the equity in their property. New York law requires lenders to follow strict disclosure rules under General Obligations Law Section 5-501. These specialists guide you through the process of applying for a lump sum loan secured by your home.

What Does a Home Equity Loan Specialist in Merrick Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs can range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Merrick do?
A specialist helps you evaluate your home equity and apply for a loan. They explain New York state regulations including the right of rescission which gives you three business days to cancel the loan after signing.
What are the requirements for a home equity loan in New York?
You typically need at least 20 percent equity in your home and a good credit score. New York law also requires a property appraisal and a clear title to secure the loan.

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