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Home Equity Loan Specialists in Rockville Centre, NY

Browse home equity loan specialists serving Rockville Centre, New York. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Rockville Centre, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 3 home equity loan specialists in Rockville Centre, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fellowship Home Loans
100 Merrick Rd #516e, Rockville Centre, NY 11570
(800) 804-7283 fellowshiphomeloans.com
Fellowship Home Loans
100 Merrick Rd #516e, Rockville Centre, NY 11570
(800) 804-7283 fellowshiphomeloans.com
Prudential Borrowing
450 Sunrise Hwy, Rockville Centre, NY 11570
(516) 280-7460 prudentialb.com

A home equity loan specialist in Rockville Centre New York helps homeowners access the equity in their property. New York law requires lenders to follow strict disclosure rules under General Obligations Law Section 5-501. These specialists guide you through the application process and explain your rights under state regulations.

What Does a Home Equity Loan Specialist in Rockville Centre Cost?

Typical costs for a home equity loan specialist in New York include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 300 to 500 dollars. Closing costs can range from 2 to 5 percent of the loan value. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Rockville Centre?
A home equity loan specialist helps you understand loan options like home equity lines of credit and fixed-rate loans. They review your financial situation and explain New York specific rules such as the right to cancel within three days under federal law. They also help you compare offers from different lenders.
What are the requirements for a home equity loan in New York?
In New York you typically need at least 20 percent equity in your home and a credit score of 620 or higher. Lenders also require proof of income and a property appraisal. New York law limits interest rates under the usury cap unless the loan is exempt.

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