Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 home equity loan specialists in Beachwood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Goldberg, VP of Mortgage Lending
28879 Chagrin Blvd, Beachwood, OH 44122
(216) 496-9483
goldbergmortgage.com
MGM Mortgage Co
3601 S Green Rd UNIT 310, Beachwood, OH 44122
(216) 524-8500
mgmmortgagecompany.mortgagexsites.com
Goldwater Bank N.A. Mortgage Division
23500 Mercantile Rd, Beachwood, OH 44122
(877) 332-8880
gwblending.com
Dollar Bank & Loan Center
26949 Chagrin Blvd, Beachwood, OH 44122
(216) 831-7801
locations.dollar.bank
HFLA of Northeast Ohio
23300 Chagrin Blvd UNIT 204, Beachwood, OH 44122
(216) 378-9042
interestfree.org
Oxford Home Lending
3690 Orange Pl Ste. 210, Beachwood, OH 44122
(888) 814-7302
oxfordhomelending.com
What Does a Home Equity Loan Specialist in Beachwood Cost?
Typical costs for a home equity loan specialist in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount and an appraisal fee of 300 to 600 dollars. Closing costs may range from 2 to 5 percent of the loan total. Ohio law does not cap these fees but lenders must provide a Loan Estimate within three business days. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Beachwood do?
A specialist assists homeowners in evaluating their equity and applying for a home equity loan. They review your credit score property value and debt-to-income ratio. They also explain Ohio specific rules such as the 30 day rescission period for certain loans.
What are the requirements for a home equity loan in Ohio?
Lenders typically require a credit score of at least 620 a loan-to-value ratio below 80 percent and proof of income. Ohio law does not set a maximum loan amount but federal regulations limit borrowing based on your property value.