Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 11 home equity loan specialists in Owasso, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
9021 N 121st E Ave Suite 300B, Owasso, OK 74055
(918) 770-7105
locations.marinerfinance.com
Red River Credit Corporation
12500 East 86th St N STE 102, Owasso, OK 74055
(918) 272-2420
redrivercredit.com
Vince Pironti - American Mortgage Professionals
12899 E 76th St N Suite 102, Owasso, OK 74055
(918) 607-5252
facebook.com
American Mortgage Professionals, LLC
12899 E 76th St N, Owasso, OK 74055
(918) 272-2224
americanmortgagepros.com
What Does a Home Equity Loan Specialist in Owasso Cost?
Typical costs for a home equity loan specialist in Oklahoma include origination fees of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs for a home equity loan in Oklahoma average 2 to 5 percent of the loan amount. These costs vary by lender and loan size. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Owasso do?
A home equity loan specialist helps you understand your borrowing options based on your home value and credit profile. They explain loan terms, interest rates, and repayment plans. They also ensure you meet Oklahoma legal requirements for home equity lending.
What are Oklahoma laws for home equity loans?
In Oklahoma home equity loans are subject to federal regulations like the Truth in Lending Act and state laws on interest rates. Oklahoma law does not cap interest rates on most home equity loans but lenders must provide clear disclosures. You also have a three day right of rescission after signing.
How much equity do I need for a home equity loan in Oklahoma?
Most lenders in Oklahoma require you to have at least 15 to 20 percent equity in your home. This means your loan amount plus any existing mortgage cannot exceed 80 to 85 percent of your home appraised value. Your specialist can calculate your exact equity position.