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Home Equity Loan Specialists in Albany, OR

Browse home equity loan specialists serving Albany, Oregon. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Albany, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 15 home equity loan specialists in Albany, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ACE Cash Express
820 Pacific Blvd SE, Albany, OR 97321
(541) 928-0404 acecashexpress.com
CASHCO Financial Services, Inc
1570 SE 9th Ave, Albany, OR 97322
(541) 917-1960 cashcoloan.com
PacRes Mortgage
2405 14th Ave SE STE C, Albany, OR 97322
(800) 444-7283 gomortgage.com
SELCO Community Credit Union
1823 14th Ave SE, Albany, OR 97322
(800) 445-4483 selco.org
Guild Mortgage Company
317 SE 1st Ave #303, Albany, OR 97321
(541) 243-0429 branches.guildmortgage.com
Newrez Home Loan Division
1393 SE Clay St suite b, Albany, OR 97322
(541) 619-9365 newrez.com
Willcox Mortgage Group
150 SW Calapooia St suite a, Albany, OR 97321
(888) 224-0276 usamortgage.com
Trish Irwin, Mortgage Lender
1393 SE Clay St suite b, Albany, OR 97322
(541) 730-2111 newrez.com
OneMain Financial
2818 Santiam Hwy SE, Albany, OR 97322
(541) 928-3760 onemainfinancial.com
Guild Mortgage - Holly Smith
317 SE 1st Ave Suite 303, Albany, OR 97321
(541) 740-3777 branches.guildmortgage.com
KeyBank
128 SW 3rd Ave, Albany, OR 97321
(541) 967-6830 key.com
Guild Mortgage - Alishia Hoskins
317 SE 1st Ave #303, Albany, OR 97321
(541) 981-9407 branches.guildmortgage.com
OnPoint Community Credit Union
2500 Santiam Hwy SE, Albany, OR 97322
(503) 228-7077 onpointcu.com
Jeanette Moore Mortgage NMLS #377942
333 SW Lyon St, Albany, OR 97321
(503) 756-2300 mortgagesolutions.net
Columbia Bank Home Lending
333 SW Ellsworth St 2nd Floor, Albany, OR 97321
(541) 812-2202 umpquabank.com

Home equity loan specialists in Albany Oregon help homeowners access the equity in their property. Oregon law requires lenders to provide clear disclosure of terms and fees under the Truth in Lending Act. Local specialists understand the specific property values and market conditions in Linn County.

What Does a Home Equity Loan Specialist in Albany Cost?

Typical costs for a home equity loan specialist in Oregon include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars and closing costs can total 2 to 5 percent of the loan. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Albany Oregon?
A home equity loan specialist is a mortgage professional who helps homeowners in Albany secure loans using their home equity. They guide clients through Oregon specific regulations including the requirement for a signed promissory note and deed of trust.
How much equity do I need for a home equity loan in Oregon?
Most lenders in Oregon require at least 15 to 20 percent equity in your home. This means your loan balance must be no more than 80 to 85 percent of your homes appraised value. Some credit unions may offer lower thresholds.

Home Equity Loan Specialists in Other Oregon Cities