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Home Equity Loan Specialists in Cayce, SC

Directory of home equity loan specialists in Cayce, South Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Cayce, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 7 home equity loan specialists in Cayce, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Auto Money
1400 Knox Abbott Dr, Cayce, SC 29033
(803) 939-0993 automoneytitle.com
Heights Finance
549 Knox Abbott Dr suite B, Cayce, SC 29033
(803) 791-3700 heightsfinance.com
Carolina Title Loans, Inc.
1120 Knox Abbott Dr, Cayce, SC 29033
(803) 791-4100 carolinapaydayloansinc.com
1st Franklin Financial
549 Knox Abbott Dr Suite D, Cayce, SC 29033
(803) 739-6966 1ffc.com
Home Town Of Cayce Loans
829 Knox Abbott Dr Suite-F, Cayce, SC 29033
(803) 926-1084
Community Loans of America
1120 Knox Abbott Dr, Cayce, SC 29033
(803) 791-4100 expressloansofamerica.com
Hometown Finance of Cayce
829 Knox Abbott Dr Suite D, Cayce, SC 29033
(803) 926-1084 htofcayce.com

A home equity loan specialist in Cayce, South Carolina can help you access the equity in your home. South Carolina law requires lenders to follow specific regulations for home equity loans, including a three-day right of rescission for most borrowers. Working with a local specialist ensures you understand these rules and find a loan that fits your situation.

What Does a Home Equity Loan Specialist in Cayce Cost?

Typical costs for a home equity loan specialist in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 300 to 500 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may also charge application or processing fees. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Cayce do?
A home equity loan specialist helps you understand your options for borrowing against your home equity. They guide you through the application process, explain interest rates and terms, and ensure compliance with South Carolina lending laws.
What are the requirements for a home equity loan in South Carolina?
In South Carolina, you typically need at least 20 percent equity in your home, a good credit score, and proof of income. Lenders also require a property appraisal and may check for any existing liens.
How long does it take to get a home equity loan in Cayce?
The process usually takes two to six weeks from application to closing. This timeline includes appraisal, underwriting, and the three-day rescission period required by South Carolina law.

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