Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 8 home equity loan specialists in Germantown, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southeast Financial Credit Union
9265 Poplar Ave, Germantown, TN 38138
(901) 751-9351
southeastfinancial.org
Courtney Tate - First Community Mortgage - NMLS ID 732464
2277 West St, Germantown, TN 38138
(501) 240-5785
firstcommunitymortgage.com
Andy Ellis - First Community Mortgage - NMLS ID 397708
2277 West St, Germantown, TN 38138
(901) 355-9283
firstcommunitymortgage.com
First Horizon Bank Mortgage Warehouse Lending
7640 Poplar Ave Suite 210, Germantown, TN 38138
(888) 297-0222
mywarehouseline.com
What Does a Home Equity Loan Specialist in Germantown Cost?
Typical costs for a home equity loan specialist in Tennessee include an origination fee of 1 to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs often total 2 to 5 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Germantown?
A specialist reviews your home value and income to determine how much equity you can borrow. They help you compare loan options from local lenders and explain Tennessee specific rules such as the 80 percent loan to value limit for most home equity loans.
What are the requirements for a home equity loan in Tennessee?
You must have at least 20 percent equity in your home and a credit score of 620 or higher in most cases. Tennessee law requires a clear title and a property appraisal before loan approval.
How long does it take to get a home equity loan in Germantown?
The process usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and compliance with Tennessee title and recording requirements.
Home Equity Loan Specialists in Other Tennessee Cities
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