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Home Equity Loan Specialists in Soddy-Daisy, TN

Browse home equity loan specialists serving Soddy-Daisy, Tennessee. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Soddy-Daisy, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 3 home equity loan specialists in Soddy-Daisy, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TVFCU - Soddy Daisy
9381 Dayton Pike, Soddy-Daisy, TN 37379
(423) 634-3600 tvfcu.com
Advance Financial
9335 Dayton Pike, Soddy-Daisy, TN 37379
(423) 438-0834 locations.af247.com
Heloc
123 Summers Dr, Soddy-Daisy, TN 37379
(810) 349-8364

A home equity loan specialist in Soddy-Daisy Tennessee helps homeowners access the equity in their property for major expenses or debt consolidation. Tennessee law limits home equity loans to 80 percent of the propertys appraised value minus any existing mortgage balance. Local specialists guide borrowers through the application process and explain state-specific rules like the Tennessee Home Equity Conversion Act.

What Does a Home Equity Loan Specialist in Soddy-Daisy Cost?

Typical costs for a home equity loan specialist in Tennessee include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 300 to 600 dollars and title search fees of 150 to 400 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Soddy-Daisy do?
A specialist evaluates your propertys equity reviews your financial situation and helps you choose between a home equity loan or a home equity line of credit. They also handle paperwork and ensure compliance with Tennessee lending laws including the required waiting period after application.
What are Tennessee requirements for a home equity loan?
Tennessee law requires that the loan amount plus any existing mortgage does not exceed 80 percent of the propertys appraised value. Borrowers must also have a credit score of at least 620 and a debt-to-income ratio below 43 percent. The lender must provide a Truth in Lending disclosure within three business days of application.

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