Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 3 home equity loan specialists in Celina, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Greco - Greco Mortgage
601 S Ohio Dr Suite 104, Celina, TX 75009
(972) 787-2707
thegrecomortgageteam.com
Roxanne Padgett-First State Bank Mortgage
433 S Preston Rd, Celina, TX 75009
(972) 977-2350
firststate.bank
Leslie Thompson | SouthState Mortgage
290 S Preston Rd, Celina, TX 75009
(940) 565-7054
southstatebank.com
What Does a Home Equity Loan Specialist in Celina Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title and closing costs can add 1,000 to 3,000 dollars. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Celina Texas?
A specialist helps you apply for a home equity loan and ensures compliance with Texas law. They explain the 80 percent loan-to-value limit and the 12-day rescission period. They also review your credit and property value to match you with a lender.
What are the Texas rules for home equity loans?
Texas law limits home equity loans to 80 percent of your homes appraised value. You have a 12-day right to cancel after signing. The loan must be closed by a licensed attorney or title company.
How do I choose a home equity loan specialist in Celina?
Look for a specialist with experience in Texas home equity loans and knowledge of local property values. Check their licensing and ask about their process for meeting Texas legal requirements. Read reviews to see how they handle client questions.