Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 8 home equity loan specialists in College Station, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Republic Finance
110 Navarro Dr Suite 600, College Station, TX 77845
(979) 977-5905
locations.republicfinance.com
Madeline Davis | Loan Originator in College Station, TX
6744 Victoria Ave, College Station, TX 77845
(713) 504-4352
Capital Farm Credit, Corporate Headquarters
3902 South Traditions Drive, College Station, TX 77845
(979) 822-3018
capitalfarmcredit.com
What Does a Home Equity Loan Specialist in College Station Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs can total 2 to 5 percent of the loan. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in College Station?
A home equity loan specialist is a mortgage professional who focuses on loans secured by your home equity. In Texas they must follow state specific rules like the 80 percent loan to value cap and the three day right of rescission.
How does Texas law affect home equity loans in College Station?
Texas law limits home equity loans to 80 percent of your home appraised value. It also requires a 12 day waiting period between application and closing. You have three business days after closing to cancel the loan.
What documents do I need for a home equity loan in College Station?
You typically need proof of income like pay stubs or tax returns, a recent mortgage statement, and a valid ID. The lender will also order a property appraisal to confirm your home value.