Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 home equity loan specialists in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Montana Capital Car Title Loans
500 Seawall Blvd, Galveston, TX 77550
(409) 219-6274
montanacapital.com
Next Level Capital Group
2200 Market St, Galveston, TX 77550
(409) 974-4735
nextlevelcapitalgroup.com
What Does a Home Equity Loan Specialist in Galveston Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title fees of 500 to 1,200 dollars. Texas law also requires a state-specific disclosure fee of about 100 dollars. Total closing costs generally range from 2,000 to 5,000 dollars for a standard loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Galveston?
A home equity loan specialist is a professional who helps homeowners apply for loans using their home equity. In Texas they must follow strict state rules including a 12-day cooling off period and a cap of 80 percent loan-to-value.
How long does a home equity loan take in Texas?
Texas law requires a minimum 12-day waiting period after you apply before you can close the loan. The total process from application to funding usually takes three to six weeks depending on your lender and property appraisal.
Can I use a home equity loan for any purpose in Texas?
Yes Texas law allows you to use home equity loan funds for any purpose including debt consolidation home improvements or education. However the loan cannot exceed 80 percent of your home appraised value.