Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 home equity loan specialists in Pasadena, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Home Lending
4532 Pasadena Blvd ste c, Pasadena, TX 77503
(281) 817-8037
capitalhomelending.com
Gulf Coast Educators Federal Credit Union Mortgage Center
3943 Fairway Plaza Dr, Pasadena, TX 77505
(281) 487-9333
texaseducatorsmortgage.com
What Does a Home Equity Loan Specialist in Pasadena Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5% to 1.5% of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and recording fees add 500 to 1,500 dollars. Total closing costs usually fall between 2,000 and 5,000 dollars. These amounts vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the maximum loan amount for a home equity loan in Texas?
Texas law limits home equity loans to 80% of your home appraised value. This means you can borrow up to 80% of what your home is worth, minus any existing mortgage balance. Your specialist will help you calculate this amount.
How long does the home equity loan process take in Texas?
The process in Texas includes a mandatory 12-day waiting period after you apply. After that, the lender has up to 3 days to close the loan. Total time is usually 4 to 6 weeks from application to funding.
Do I need a lawyer for a home equity loan in Texas?
Texas law does not require a lawyer for a home equity loan. However, a specialist can help you navigate the complex Texas rules and paperwork. They can also explain your rights under the Texas Constitution.