Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 5 home equity loan specialists in Pflugerville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ACE Cash Express
1420 Wells Branch Pkwy #280, Pflugerville, TX 78660
(512) 989-3823
acecashexpress.com
PrimeLending, A PlainsCapital Company - Austin_TX
701 FM 685 #500-510, Pflugerville, TX 78660
(512) 716-3510
lo.primelending.com
What Does a Home Equity Loan Specialist in Pflugerville Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance and recording fees of $1,000 to $2,500. Closing costs generally total 2% to 5% of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the maximum loan amount for a home equity loan in Texas?
Texas law limits home equity loans to 80% of the home fair market value. This means you cannot borrow more than 80% of what your home is worth. The lender will require an appraisal to determine the value.
How long does it take to get a home equity loan in Pflugerville?
Texas law requires a 12-day waiting period after you apply before the loan can close. The entire process typically takes 30 to 45 days from application to funding. This includes appraisal, underwriting, and legal review.
Are there specific Texas rules for home equity loans?
Yes, Texas has unique rules. You must receive a written disclosure of the loan terms at least 12 days before closing. You also have a three-day right to rescind after signing. Only one home equity loan is allowed at a time on a property.