Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 8 home equity loan specialists in San Antonio, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Horizon Mortgage, Inc.
11106 West Ave, San Antonio, TX 78213
(210) 341-5626
newhorizonmortgage.com
San Antonio Mortgage LLC
8000 I-10 Suite 664, San Antonio, TX 78230
(800) 674-1474
sanantoniomtg.com
Synergy Home Loans, LLC
16845 Blanco Rd #102A, San Antonio, TX 78232
(210) 493-1243
synergyhomeloans.com
Great Central Mortgage Acceptance Co., LTD
507 W Rhapsody Dr, San Antonio, TX 78216
(210) 979-6683
texas-hardmoney.com
What Does a Home Equity Loan Specialist in San Antonio Cost?
Typical costs for a home equity loan specialist in Texas include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from 400 to 700 dollars. Title policy and recording fees add 500 to 1,500 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the maximum loan amount for a home equity loan in Texas?
Texas law limits home equity loans to 80% of the home appraised value. This means you cannot borrow more than 80% of what your home is worth. The lender will require an appraisal to determine the current value.
How long does the home equity loan process take in San Antonio?
The process typically takes 30 to 45 days. Texas requires a 12-day waiting period after you sign the loan documents before you can receive funds. This waiting period gives you time to reconsider the loan.
Can I use a home equity loan for any purpose in Texas?
Yes, you can use home equity loan funds for any purpose. Common uses include home improvements, debt consolidation, or major purchases. However, Texas law prohibits using the loan to pay off certain types of debt like credit cards from the same lender.