Skip to main content

Find Home Equity Loan Specialists Near You in Colonial Heights, VA

Compare home equity loan specialists in Colonial Heights. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 9 home equity loan specialists in Colonial Heights, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
(804) 520-1103 presidentialbankmortgage.com
1st Franklin Financial
637 Southpark Blvd, Colonial Heights, VA 23834
(804) 609-2977 1ffc.com
Regional Finance
583 Southpark Blvd, Colonial Heights, VA 23834
(804) 451-2391 branches.regionalfinance.com
Mike Hacker | AVP, Sales Manager NMLS 877028 with Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
(804) 586-6117 hackermortgage.com
OneMain Financial
798 Southpark Blvd Ste 30, Colonial Heights, VA 23834
(804) 520-5315 onemainfinancial.com
Lendmark Financial Services LLC
1851 Southpark Blvd, Colonial Heights, VA 23834
(804) 861-8075 lendmarkfinancial.com
Republic Finance
7 Dunlop Village Unit 70, Colonial Heights, VA 23834
(804) 479-8925 locations.republicfinance.com
Truist
810 Southpark Blvd, Colonial Heights, VA 23834
(804) 504-7700 truist.com
Equity Loans LLC
320 Charles H Dimmock Pkwy, Colonial Heights, VA 23834
(804) 835-9075

A home equity loan specialist in Colonial Heights Virginia helps homeowners access the equity in their property through a lump sum loan. Virginia law allows lenders to offer home equity loans up to 80 percent of the property value in most cases. Colonial Heights residents benefit from local specialists who understand the Tri-Cities real estate market and Virginia specific regulations.

What Does a Home Equity Loan Specialist in Colonial Heights Cost?

Typical costs for a home equity loan specialist in Virginia include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan total. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Colonial Heights?
A home equity loan specialist is a licensed mortgage professional who guides you through the process of borrowing against your home equity. In Virginia these specialists must hold a Virginia mortgage lender license and follow state regulations on loan terms and disclosures.
What are the Virginia specific requirements for a home equity loan?
Virginia law requires lenders to provide a Truth in Lending disclosure within three business days of application. The maximum loan to value ratio is typically 80 percent for primary residences. Borrowers also have a three day right of rescission after signing.

Home Equity Loan Specialists in Other Virginia Cities