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Compare Home Equity Loan Specialists in Lakewood, WA

Looking for a home equity loan specialist in Lakewood? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Lakewood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 6 home equity loan specialists in Lakewood, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harborstone Credit Union
6019 Lake Grove St SW, Lakewood, WA 98499
(800) 523-3641 harborstone.com
Pacific Equity & Loan
3620 100th St SW Suite B, Lakewood, WA 98499
(206) 531-2729 pacificequityloan.com
America's Credit Union - Lakewood Branch
6310 Mt Tacoma Dr SW, Lakewood, WA 98499
(253) 964-3113 youracu.org
Empire Home Loans Inc.- Carol Pope, NMLS#403897
9203 70th St SW, Lakewood, WA 98498
(253) 380-2734 teampopehomeloans.com
US Bank Mortgage
Lakewood, WA 98499
(800) 872-2657 usbank.com
American Home Loan Center
10524 Bridgeport Way SW, Lakewood, WA 98499
(855) 724-5626

A home equity loan specialist in Lakewood, Washington can help you access the equity in your home. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act (RCW 31.04). These specialists guide you through loan options, including fixed-rate home equity loans and HELOCs, while ensuring compliance with local regulations.

What Does a Home Equity Loan Specialist in Lakewood Cost?

Typical costs for a home equity loan specialist in Washington include origination fees of 0.5% to 1.5% of the loan amount, appraisal fees of $300 to $600, and closing costs ranging from $2,000 to $5,000. Some lenders charge flat fees instead of percentages. Costs vary based on loan size and lender policies. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Lakewood do?
A home equity loan specialist helps you understand loan options, calculate available equity, and navigate Washington state lending requirements. They assist with paperwork and explain terms like interest rates and repayment schedules.
How does Washington law affect home equity loans?
Washington law under RCW 31.04 requires lenders to provide clear disclosures about loan costs and terms. Specialists ensure these rules are followed, protecting your rights as a borrower.
What documents do I need for a home equity loan in Lakewood?
You typically need proof of income, tax returns, property deed, and a recent appraisal. Washington lenders may also require a title report to verify ownership and any existing liens.

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