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Find Home Equity Loan Specialists Near You in Tumwater, WA

Compare home equity loan specialists in Tumwater. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Tumwater, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 8 home equity loan specialists in Tumwater, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
111 Tumwater Blvd SE b104, Tumwater, WA 98501
(360) 236-9777 branches.guildmortgage.com
Guild Mortgage - James Nesbit
111 Tumwater Blvd SE b104, Tumwater, WA 98501
(360) 556-1469 branches.guildmortgage.com
Guild Mortgage - Kelsey Ellis
111 Tumwater Blvd SE, Tumwater, WA 98501
(360) 339-0280 branches.guildmortgage.com
Guild Mortgage - Steph Thomasson
111 Tumwater Blvd SE b104, Tumwater, WA 98501
(206) 799-4129 branches.guildmortgage.com
evergreenDIRECT Credit Union
6001 Capitol Blvd SE SW, Tumwater, WA 98501
(360) 943-7676 evergreendirect.org
Guild Mortgage Company
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
(360) 491-3282 branches.guildmortgage.com
Guild Mortgage - Ron Hanson
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
(360) 491-3282 branches.guildmortgage.com
St Julien Home Loans
301 Lee St SW Suite B, Tumwater, WA 98501
(360) 352-2101 stjulienhomeloans.com

A home equity loan specialist in Tumwater, Washington can help you access the equity in your home for major expenses or debt consolidation. Washington state law requires lenders to follow specific disclosure rules under the Consumer Loan Act (RCW 31.04). Tumwater residents benefit from local specialists who understand the regional housing market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Tumwater Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the loan total. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Tumwater do?
A home equity loan specialist helps you evaluate your home equity, compare loan options, and navigate the application process. They ensure you meet Washington state requirements, such as providing a clear title and proof of income.
What are the Washington state rules for home equity loans?
Washington law under RCW 31.04 requires lenders to provide a written disclosure of loan terms, including the annual percentage rate and total fees. The loan cannot exceed 80 percent of your home value in most cases without private mortgage insurance.
How long does it take to get a home equity loan in Tumwater?
The process typically takes 30 to 45 days from application to funding. This includes appraisal, underwriting, and compliance with Washington state closing requirements.

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