Skip to main content

Find Home Equity Loan Specialists in Yakima, WA

Directory of home equity loan specialists in Yakima, Washington. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Yakima, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 20 home equity loan specialists in Yakima, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solarity Credit Union
122 N 50th Ave, Yakima, WA 98908
(800) 347-9222 solaritycu.org
Guild Mortgage Company
3601 W Washington Ave Suite 160, Yakima, WA 98903
(509) 731-2997 branches.guildmortgage.com
Caliber Home Loans
1415 Lakeside Ct, Yakima, WA 98902
(509) 317-8400 caliberhomeloans.com
Summer Pineda
3907 Creekside Loop Suite 140, Yakima, WA 98902
(509) 594-6828 cmghomeloans.com
Cornerstone Home Lending
3601 W Washington Ave Suite 120, Yakima, WA 98903
(509) 248-2212 houseloan.com
Guild Mortgage - Ashley Cortez
1410 Lakeside Ct Suite 101, Yakima, WA 98902
(509) 731-2997 branches.guildmortgage.com
Gesa Credit Union
1825 S 1st St, Yakima, WA 98903
(509) 378-3100 gesa.com
Q Home Loans- Ty Beaudry
301 S 72nd Ave Suite 105, Yakima, WA 98908
(509) 930-6549 qhomeloans.com
Q Home Loans- Ty Beaudry
301 S 72nd Ave Suite 105, Yakima, WA 98908
(509) 930-6549 qhomeloans.com
New American Funding - Angie Giussi
1415 Lakeside Ct suite 100, Yakima, WA 98902
(509) 517-7584 newamericanfunding.com
New American Funding - Luz Aguirre Loza
1415 Lakeside Ct # 100, Yakima, WA 98902
(509) 566-9745 newamericanfunding.com
CALCOE Federal Credit Union
1209 N 16th Ave, Yakima, WA 98902
(509) 248-4308 calcoefcu.com
American Pacific Mortgage-Yakima, WA
6 S 2nd St #205, Yakima, WA 98901
(509) 833-5086
Ricardo Gonzalez - Residential Loan Officer
502 W Yakima Ave, Yakima, WA 98902
(509) 910-0594 loanofficers.bannerbank.com
NorthWest Home Loans
102 S 5th Ave, Yakima, WA 98902
(509) 571-1004 nwesthomeloans.com
Q Home Loans- Erik Ramirez
301 S 72nd Ave Suite 105, Yakima, WA 98908
(509) 941-8158 apmortgage.com
AAI | Business, Real Estate, and Commercial Lending
819 S 72nd Ave, Yakima, WA 98908
(800) 896-3270 aaifg.com
American Pacific Mortgage
6 S 2nd St Suite 916, Yakima, WA 98901
(916) 960-1325 apmortgage.com
New American Funding - Yakima
1415 Lakeside Ct suite 100, Yakima, WA 98902
(509) 969-9900 newamericanfunding.com
US Bank Mortgage
315 W Nob Hill Blvd, Yakima, WA 98902
(800) 872-2657 usbank.com

A home equity loan specialist in Yakima, Washington helps homeowners access the equity in their property for major expenses or debt consolidation. Washington state law limits home equity loan amounts to 80% of the home value in most cases, and lenders must follow the Washington Consumer Loan Act. Specialists guide clients through the application process and explain local lending options.

What Does a Home Equity Loan Specialist in Yakima Cost?

Typical costs for a home equity loan specialist in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs of 2% to 5% of the loan. For a $50,000 loan, total fees might range from $1,500 to $4,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Yakima?
A home equity loan specialist in Yakima helps you understand loan options, gather documents, and connect with lenders. They explain Washington state rules, such as the 80% loan-to-value limit and the three-day rescission period for refinances.
What are the requirements for a home equity loan in Washington?
In Washington, you typically need at least 20% equity in your home, a credit score of 620 or higher, and a debt-to-income ratio below 43%. The loan amount cannot exceed 80% of your home value under Washington law.

Home Equity Loan Specialists in Other Washington Cities