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Home Equity Loan Specialists in South Charleston, WV

Looking for a home equity loan specialist in South Charleston? Review the directory below to compare your options.

4 agents listed
Updated June 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 4 home equity loan specialists in South Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
(304) 744-2980 johnhelpsyou.com
Lendmark Financial Services LLC
10 River Walk Mall, South Charleston, WV 25303
(304) 744-8135 lendmarkfinancial.com
West Virginia Federal Credit Union
318 5th Ave, South Charleston, WV 25303
(304) 744-7604 wvfcu.org
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
(304) 377-3593 joygumm.com

What Does a Home Equity Loan Specialist in South Charleston Cost?

Typical costs for a home equity loan specialist in West Virginia include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in South Charleston do?
A specialist helps you understand your borrowing options based on your home equity. They assist with paperwork and explain terms like interest rates and repayment schedules. They also ensure compliance with West Virginia lending laws.
What are the requirements for a home equity loan in West Virginia?
You generally need at least 15 to 20 percent equity in your home. Lenders also check your credit score and debt to income ratio. West Virginia law does not cap interest rates but requires clear disclosure of all fees.

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