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Compare Home Equity Loan Specialists in Janesville, WI

Browse home equity loan specialists serving Janesville, Wisconsin. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Janesville, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 19 home equity loan specialists in Janesville, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
1421 Milton Ave, Janesville, WI 53545
(608) 208-9320 titlemax.com
Check `n Go
2521 Milton Ave, Janesville, WI 53545
(608) 752-7100 locations.checkngo.com
Advance America
2900 Deerfield Dr Ste. 118, Janesville, WI 53546
(608) 741-1802 advanceamerica.net
Wisconsin Auto Title Loans, Inc.
1616 W Court St, Janesville, WI 53548
(608) 741-7046 wisconsinautotitleloansinc.com
Heights Finance
2900 Deerfield Dr Ste 119, Janesville, WI 53546
(608) 743-0196 heightsfinance.com
Check Into Cash
2811 Milton Ave Suite 150, Janesville, WI 53545
(608) 743-9870 local.checkintocash.com
Loanmax Title Loans
2403 Milton Ave, Janesville, WI 53545
(608) 754-3014 loanmaxtitleloans.net
LendNation
2228 Humes Rd Ste 2, Janesville, WI 53545
(608) 757-9905 lendnation.com
Security Finance
2919 N Lexington Dr # 101, Janesville, WI 53545
(608) 741-1336 securityfinance.com
Mariner Finance
2228 Humes Rd #1, Janesville, WI 53545
(608) 756-7408 locations.marinerfinance.com
World Finance
3000 Milton Ave Ste 104, Janesville, WI 53545
(608) 754-0322 loansbyworld.com
Guild Mortgage Company
4407 Milton Ave #126, Janesville, WI 53546
(608) 314-1276 branches.guildmortgage.com
Guild Mortgage - Craig March
4407 Milton Ave #126, Janesville, WI 53546
(608) 314-8400 branches.guildmortgage.com
OneMain Financial
2833 Milton Ave Ste 3, Janesville, WI 53545
(608) 752-9425 onemainfinancial.com
Lendmark Financial Services LLC
2610 E Milwaukee St, Janesville, WI 53545
(608) 352-6272 lendmarkfinancial.com
Guild Mortgage - Ross March
4407 Milton Ave #126, Janesville, WI 53546
(608) 314-8401 branches.guildmortgage.com
Ranger Cash Advance
1256 Milton Ave, Janesville, WI 53545
(608) 336-4920 rangerca.com
Hany Fugate-U.S. Bank Mortgage
2732 Milton Ave, Janesville, WI 53545
(608) 240-3267 mortgage.usbank.com
US Bank Mortgage
2732 Milton Ave, Janesville, WI 53545
(800) 872-2657 mortgage.usbank.com

A home equity loan specialist in Janesville Wisconsin helps homeowners access the equity in their property through a second mortgage or home equity line of credit. Wisconsin law requires lenders to provide clear disclosure of terms and interest rates under state lending regulations. Local specialists guide borrowers through the application process and explain how Wisconsin homestead exemptions may affect loan amounts.

What Does a Home Equity Loan Specialist in Janesville Cost?

Typical costs for a home equity loan in Wisconsin include an origination fee of 1 to 2 percent of the loan amount an appraisal fee of 300 to 500 dollars and closing costs ranging from 500 to 1500 dollars. Some lenders charge annual fees for home equity lines of credit usually 50 to 100 dollars. Costs vary by lender loan amount and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Janesville Wisconsin?
A home equity loan specialist evaluates your property value and credit profile to determine eligibility for a home equity loan or line of credit. They explain Wisconsin lending laws including the right of rescission which gives you three days to cancel the loan after signing. They also help you compare loan options from different lenders.
What are the requirements for a home equity loan in Wisconsin?
Typical requirements include at least 15 to 20 percent equity in your home a credit score of 620 or higher and a debt to income ratio below 43 percent. Wisconsin law does not cap interest rates but lenders must follow the Wisconsin Consumer Act for loan disclosures. You will also need proof of income and property appraisal.

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