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Home Equity Loan Specialists in Onalaska, WI

Directory of home equity loan specialists in Onalaska, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Onalaska, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 12 home equity loan specialists in Onalaska, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
9348 WI-16 Ste 222, Onalaska, WI 54650
(608) 787-0777 local.checkintocash.com
Todd Vercruysse, Mortgage Lender- Union Home Mortgage
1613 Main St Ste 3, Onalaska, WI 54650
(608) 467-5803 midwestmortgageman.com
Imagine Home Lending
1037 Riders Club Rd, Onalaska, WI 54650
(608) 779-3100 imaginehomelending.com
Heights Finance
605 2nd Ave S STE 120, Onalaska, WI 54650
(608) 783-9870 heightsfinance.com
Verve, a Credit Union
943 12th Ave S, Onalaska, WI 54650
(800) 448-9228 verveacu.com
Cliff Amundson, Mortgage Lender - Union Home Mortgage
2850 Midwest Dr STE 100, Onalaska, WI 54650
(608) 205-5467 uhm.com
Supreme Lending Onalaska
929 Riders Club Rd, Onalaska, WI 54650
(608) 386-3532 toddcejka.supremelendinglo.com
Klauke Investments & Insurance
635 2nd Ave S, Onalaska, WI 54650
(608) 782-1642 klaukefinancial.com
Republic Finance
1226 Crossing Meadows Dr Suite C, Onalaska, WI 54650
(608) 903-0475 locations.republicfinance.com
US Bank Mortgage
1260 Crossing Meadows Dr, Onalaska, WI 54650
(800) 872-2657 usbank.com
Supreme Lending Wisconsin
114 2nd Ave N, Onalaska, WI 54650
(608) 386-3532
BMO Harris Bank Mortgage
1145 Main St, Onalaska, WI 54650
(888) 340-2265 bmo.com

A home equity loan specialist in Onalaska, Wisconsin helps homeowners access the equity in their property. Wisconsin law requires lenders to follow specific disclosure rules under Wis. Stat. sec. 138.09 for home equity loans. These specialists guide you through the application process and explain local lending options.

What Does a Home Equity Loan Specialist in Onalaska Cost?

Typical costs for a home equity loan in Wisconsin include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Annual percentage rates vary based on credit and market conditions. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Onalaska?
A specialist helps you understand loan terms, calculates your available equity, and assists with paperwork. They also ensure compliance with Wisconsin lending laws and explain how interest rates and fees apply to your situation.
What are the requirements for a home equity loan in Wisconsin?
You generally need at least 20 percent equity in your home and a good credit score. Wisconsin law does not set a specific equity minimum, but most lenders require a loan-to-value ratio of 80 percent or less.

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