Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wyoming before hiring.
Showing 9 home equity loan specialists in Laramie, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp - Lee Lowrey, MBA
410 Grand Ave Suite 311, Laramie, WY 82070
(307) 899-5686
loansbylee.com
Choice One Mortgage Inc
526 Regency Dr Suite 203, Laramie, WY 82070
(307) 742-3036
choice-1-mortgage.com
What Does a Home Equity Loan Specialist in Laramie Cost?
Typical costs for a home equity loan specialist in Wyoming include an origination fee of 1 to 2 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs usually range from 2 to 5 percent of the loan total. Wyoming law does not cap these fees but requires clear disclosure in your loan estimate. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Laramie do?
A specialist helps you evaluate your home equity and find a loan that fits your needs. They explain Wyoming specific rules such as the state usury limit of 10 percent interest. They also assist with paperwork and lender communication.
How much equity do I need for a home equity loan in Wyoming?
Most lenders require you to have at least 15 to 20 percent equity in your home. Wyoming law does not set a specific minimum equity amount. Your specialist can help you calculate your loan to value ratio.
Are there time limits for home equity loans in Wyoming?
Wyoming does not impose a statutory time limit on how long you can take to repay a home equity loan. The repayment term is set by your lender and typically ranges from 5 to 30 years. Your specialist will explain the terms in your contract.