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Find Mortgage Brokers in Chelsea, AL

Browse mortgage brokers serving Chelsea, Alabama. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Chelsea, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 2 mortgage brokers in Chelsea, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristy Redford
48 Chesser Crane Rd, Chelsea, AL 35043
2052664092
MortgageBanc- Chelsea
1801 Co Rd 39, Chelsea, AL 35043
2059864220

Mortgage brokers in Chelsea Alabama help home buyers and homeowners find suitable loan products from multiple lenders. Alabama law requires mortgage brokers to be licensed through the Alabama State Banking Department. Working with a local broker can simplify the process of securing a conventional FHA or VA loan for your Chelsea home.

What Does a Mortgage Broker in Chelsea Cost?

Mortgage broker fees in Alabama typically range from 1% to 2% of the loan amount. For a 300000 dollar loan this could be 3000 to 6000 dollars. Some brokers charge a flat fee instead of a percentage. Costs vary by loan type lender and the complexity of your application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Chelsea do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan options and help you compare rates and terms. In Alabama brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Chelsea Alabama?
Look for a broker licensed with the Alabama State Banking Department. Check their experience with local property types and ask about their fee structure. You can verify a brokers license through the Nationwide Multistate Licensing System.
Are there Alabama specific rules for mortgage brokers?
Yes Alabama law requires mortgage brokers to provide a Loan Estimate within three business days of application. Brokers must also disclose any compensation they receive from lenders. Alabama does not have a statutory limit on broker fees but all fees must be clearly stated.