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Find Mortgage Brokers Near You in Gardendale, AL

Looking for a mortgage broker in Gardendale? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Gardendale, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 mortgage brokers in Gardendale, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
439 Fieldstown Rd #121, Gardendale, AL 35071
2056083770
OneMain Financial
1082 Main St Ste 101 & 103, Gardendale, AL 35071
2056315214
Regional Finance
841 Odum Rd Suite 105, Gardendale, AL 35071
2056080676
Prestige Financial Services
600 Main St Suite 107, Gardendale, AL 35071
2056088288
Republic Finance
655 Fieldstown Rd Suite 101, Gardendale, AL 35071
2056081525
The Hutson Company
1244 Main St, Gardendale, AL 35071
2056316562

Mortgage brokers in Gardendale Alabama help you find home loans from multiple lenders. They can assist with conventional loans FHA loans and VA loans. Alabama law requires mortgage brokers to be licensed through the Alabama Banking Department and follow state regulations for loan origination.

What Does a Mortgage Broker in Gardendale Cost?

Mortgage broker fees in Alabama typically range from 1 percent to 2 percent of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. These costs are often rolled into the loan or paid at closing. Costs vary by lender loan type and your financial profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Gardendale Alabama?
A mortgage broker acts as a middleman between you and lenders. They gather your financial information and shop for loan options on your behalf. This can save you time and help you find competitive rates.
Do I need a mortgage broker to buy a home in Gardendale?
No you do not need a broker. You can work directly with a bank or credit union. However a broker may offer access to more lenders and loan products which can be helpful for unique financial situations.
What documents do I need for a mortgage broker in Alabama?
You will need pay stubs tax returns bank statements and proof of assets. Alabama law also requires a valid photo ID and your Social Security number. The broker will use these to pre qualify you and submit your loan application.