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Compare Mortgage Brokers in Homewood, AL

Directory of mortgage brokers in Homewood, Alabama. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Homewood, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 5 mortgage brokers in Homewood, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ransom Kelly - Assurance Financial
2810 Crescent Ave, Homewood, AL 35209
2056058027
Assurance Financial - Homewood
2810 Crescent Ave, Homewood, AL 35209
2057743400
Kimekia Holifield, Mortgage Loan Officer - First Horizon Bank
2340 Woodcrest Pl, Homewood, AL 35209
2058035939
Trustmark
1808 29th Ave S, Homewood, AL 35209
2059093200
Lendello Mortgage
2700 Rogers Dr, Homewood, AL 35209
2057303793

Mortgage brokers in Homewood, Alabama help home buyers and homeowners find suitable loan products from various lenders. They can assist with conventional loans, FHA loans, and VA loans. Alabama law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and to follow state regulations on fee disclosures and loan terms.

What Does a Mortgage Broker in Homewood Cost?

Mortgage broker costs in Alabama typically range from 1% to 3% of the loan amount, paid as an origination fee or commission. Some brokers charge a flat fee of $1,500 to $3,000. You may also pay for credit reports, appraisals, and title services. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Homewood Alabama?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In Alabama, brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in Homewood?
Look for a broker licensed in Alabama with a good track record. Check their NMLS number and read client reviews. Ask about their experience with local Homewood properties and their knowledge of Alabama specific programs like the Alabama Housing Finance Authority loans.
What documents do I need to apply for a mortgage in Alabama?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Alabama law requires lenders to verify your income and assets. Self-employed borrowers may need additional documents like profit and loss statements.