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Browse mortgage brokers serving Cottonwood, Arizona. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Cottonwood, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 6 mortgage brokers in Cottonwood, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AZ LOANS - Cottonwood
960 S Main St, Cottonwood, AZ 86326
9286340818
The Trent Baxter Team at Synergy One Lending, Inc. - Sedona, Cottonwood, Prescott, Flagstaff
698 Cove Pkwy STE A, Cottonwood, AZ 86326
9288520401
Fairway Independent Mortgage Corporation
830 S Main St #1a, Cottonwood, AZ 86326
6024104197
Chad Aaron Burgueno | Fairway Independent Mortgage Corporation Loan Officer
830 S Main St #1a, Cottonwood, AZ 86326
9286345490
Northern Arizona Mortgage Corporation
707 E Mingus Ave # 601, Cottonwood, AZ 86326
9286344251
Chase Mortgage
1540 AZ-89A, Cottonwood, AZ 86326
9286345567
Mortgage brokers in Cottonwood, Arizona help you find home loans from multiple lenders. They can assist with FHA, VA, and conventional loans. Arizona law requires all mortgage brokers to hold a valid license from the Arizona Department of Insurance and Financial Institutions.
What Does a Mortgage Broker in Cottonwood Cost?
Mortgage broker fees in Arizona typically range from 1% to 2% of the loan amount. For a $300,000 loan, that means $3,000 to $6,000 in fees. Some brokers charge a flat fee instead. You may also pay for credit reports, appraisals, and title insurance. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Cottonwood do?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options, and help you apply. They do not lend money directly but find the best loan for your situation.
Do I need a license to be a mortgage broker in Arizona?
Yes. Arizona requires all mortgage brokers to be licensed through the Nationwide Multistate Licensing System. They must also pass a background check and complete continuing education each year.
How long does the mortgage loan process take in Arizona?
The typical mortgage process in Arizona takes 30 to 45 days from application to closing. Delays can happen if documents are missing or if the property appraisal takes longer. Your broker can give you a more specific timeline.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.