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Find Mortgage Brokers in Oro Valley, AZ

Compare mortgage brokers in Oro Valley. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Oro Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 6 mortgage brokers in Oro Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley One, Inc
13305 N Rainbow Cactus Ct, Oro Valley, AZ 85755
(800) 819-0615 centralvalleyone.com
Tina Steele - Reverse Mortgage Specialist (Penny Lane Reverse)
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 861-2821 pennylanereverse.com
Vanguard Home Finance, LLC
1846 E. Innovation Parkway Drive, Oro Valley, AZ 85755
(520) 250-9420 vanguardhomefinance.com
Heather Hutchison at Guaranteed Rate Affinity (NMLS #171304)
11165 N La Cañada Dr Ste 175, Oro Valley, AZ 85737
(520) 329-6416 grarate.com
Tom Baeder at CrossCountry Mortgage
1335 W Lambert Ln Ste 165, Oro Valley, AZ 85737
(202) 221-8254 ccm.com
Mortgage, Bank of America
10775 N Oracle Rd, Oro Valley, AZ 85737
(520) 389-6488 bankofamerica.com

Mortgage brokers in Oro Valley, Arizona help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Arizona is a non-judicial foreclosure state with a statutory right of redemption period of 60 days after the trustee sale. Working with a local broker can simplify the process of getting a mortgage in Pima County.

What Does a Mortgage Broker in Oro Valley Cost?

Mortgage broker costs in Arizona typically range from 1% to 3% of the loan amount. This includes origination fees, processing fees, and underwriting fees. For a $300,000 loan, you might pay between $3,000 and $9,000. Some brokers charge a flat fee instead of a percentage. Always ask for a Loan Estimate to compare costs. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Arizona?
A mortgage broker in Arizona must hold a valid license from the Arizona Department of Insurance and Financial Institutions. They must also register with the Nationwide Multistate Licensing System and Registry.
How long does it take to close a mortgage in Oro Valley?
A typical mortgage closing in Arizona takes 30 to 45 days from application to funding. Delays can occur if appraisal or title work takes longer.
Are there specific Arizona laws about mortgage broker fees?
Yes, Arizona Revised Statutes Title 6 Chapter 9 regulates mortgage broker fees. Brokers must disclose all fees in a written agreement before you sign any loan documents.