Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage brokers in Alameda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Freck @ EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
Chris Granger - Xpert Home Lending
1512 Webster St suite b, Alameda, CA 94501
4159878489
Fresh Home Loan Inc - Independent Mortgage Brokers - Garrick Werdmuller
1151 Harbor Bay Pkwy # 136, Alameda, CA 94502
5102825456
Rocket Mortgage Local
1512 Webster St suite b, Alameda, CA 94501
9257275806
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Chris Mason - America's Home Loans
1512 Webster St, Alameda, CA 94501
4158469211
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501
5105792330
Baumann Mortgage - Katrine Rosenlund Baumann
2216 Santa Clara Ave, Alameda, CA 94501
5106465474
The Finance Group
1101 Marina Village Pkwy, Alameda, CA 94501
5107646800
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
California Real Estate Finance
35 Cork Rd, Alameda, CA 94502
5103258800
What Does a Mortgage Broker in Alameda Cost?
Mortgage broker costs in California typically range from 1 to 2 percent of the loan amount. For a 500000 dollar loan this means 5000 to 10000 in broker fees. Some brokers charge a flat fee of 3000 to 5000. Additional costs include appraisal fees around 500 to 700 and credit report fees of 30 to 50. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker must hold a California Residential Mortgage Lending Act license or be a licensed real estate broker with a mortgage endorsement. This license is issued by the California Department of Financial Protection and Innovation.
How long does the mortgage process take in Alameda?
A typical mortgage process in California takes 30 to 45 days from application to closing. Delays can occur if appraisals or title work take longer. California law requires a three business day right of rescission for refinances.
Are mortgage broker fees regulated in California?
Yes California law limits broker fees to 5 percent of the loan amount for first mortgages. Brokers must provide a Good Faith Estimate of fees within three days of application. Fees are typically 1 to 2 percent of the loan amount.