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Compare mortgage brokers in Chico. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage brokers in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
6197936994
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
5302954617
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
5304870126
Emily Arroyo Motto Mortgage Streamline
1834 Mangrove Ave, Chico, CA 95926
5308969331
Motto Mortgage Streamline
1834 Mangrove Ave, Chico, CA 95926
5308969331
Bodie Shepherd - Movement Mortgage
901 Bruce Rd Suite 150, Chico, CA 95928
5306242482
Mortgage brokers in Chico California help home buyers find and compare loan options from multiple lenders. They assist with conventional loans FHA loans VA loans and USDA loans which are popular in rural parts of Butte County. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to provide a Loan Estimate within three business days of a loan application.
What Does a Mortgage Broker in Chico Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $400,000 home this means $4,000 to $8,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay application fees appraisal fees and credit report fees. California law requires that all fees be disclosed on the Loan Estimate form. Costs vary by loan type lender and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Chico California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan terms and help you complete the application process. In California brokers must disclose their compensation and any fees upfront.
How do I choose a mortgage broker in Chico?
Look for a broker who is licensed through the Nationwide Multistate Licensing System. Check their history on the NMLS Consumer Access website. Ask about their experience with local property types and loan programs like CalHFA or California FHA loans.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs W-2 forms tax returns bank statements and government issued ID. California lenders also require proof of homeowners insurance and a property appraisal. Self employed borrowers may need additional profit and loss statements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.