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Find Mortgage Brokers in Chula Vista, CA

Compare mortgage brokers in Chula Vista. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Chula Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Chula Vista, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
2421 Fenton St, Chula Vista, CA 91914
6194754095
Andre Enriques Mortgage Banker - VA Loan Expert
891 Kuhn Dr #204, Chula Vista, CA 91914
6192086499
Rocket Mortgage Chula Vista
3450 Bonita Rd Suite 108, Chula Vista, CA 91910
6196782121
The Alfonso Delgadillo Lending Team
1061 Tierra Del Rey STE 302, Chula Vista, CA 91910
6198694053
Patriot Home Loans
823 Anchorage Pl, Chula Vista, CA 91914
6195503600
Mortgage Heroes
873 Anchorage Pl, Chula Vista, CA 91914
6199347775
Kithia De Anda- Finest City Homes & Loans
231 Third Ave ste d, Chula Vista, CA 91910
6196749749
Mortgage Experts
637 Third Ave Suite D, Chula Vista, CA 91910
6196261970
David Matranga - Mortgage By Matranga
690 Otay Lakes Rd #230, Chula Vista, CA 91910
6195602255
i2i Real Estate and Mortgage, Inc.
821 Kuhn Dr Ste. 210, Chula Vista, CA 91914
6198075408
American Mortgage Network
347 3rd Ave 2nd floor, Chula Vista, CA 91910
8773541110
Guild Mortgage - Lily Navarro
2060 Otay Lakes Rd #250, Chula Vista, CA 91913
5629649609
Mirna Rios Home Loans, Powered by All In Lending
2434 Fenton St, Chula Vista, CA 91914
6197267348
Hallmark Financial
1405 Cathedral Oaks Rd, Chula Vista, CA 91913
8012091534
Quicker Loans
2578 Waterline Way, Chula Vista, CA 91914
6193953015
Hayley Shams - Mortgage Consultant
860 Kuhn Dr # 106, Chula Vista, CA 91914
7608227385
MR MORTGAGE CORPORATION
1061 Tierra Del Rey, Chula Vista, CA 91910
6198667084
The LoanFather - Steven Tavera
2434 Fenton St Ste 300, Chula Vista, CA 91914
6196322190
Super Lender
802 Starboard St, Chula Vista, CA 91914
6192793897
All In Lending
2434 Fenton St Ste 300, Chula Vista, CA 91914
6197703380

Mortgage brokers in Chula Vista help home buyers and refinancing homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Financing Law. Chula Vistas proximity to the border and diverse housing market means brokers often work with a range of property types and borrower profiles.

What Does a Mortgage Broker in Chula Vista Cost?

Mortgage broker fees in California typically range from 1% to 3% of the loan amount. For a $500,000 loan, this could mean $5,000 to $15,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs also include third-party fees for appraisals, credit reports, and title insurance. California law requires brokers to disclose all fees upfront in a Loan Estimate. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Chula Vista?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from different banks and credit unions, and help you apply for a mortgage that fits your needs.
Is a mortgage broker required to be licensed in California?
Yes. Mortgage brokers in California must hold a license from the Department of Financial Protection and Innovation under the California Financing Law. They must also pass a background check and complete continuing education.
How do I choose a mortgage broker in Chula Vista?
Look for a broker with a valid California license and positive reviews. Ask about their experience with local lenders and verify they provide a Good Faith Estimate and Loan Estimate as required by federal and state law.