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Find Mortgage Brokers Near You in City of Atwater, CA

Browse mortgage brokers serving City of Atwater, California. Contact information and addresses listed below.

6 agents listed
Updated May 2026
City of Atwater, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage brokers in City of Atwater, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JGO Mortgage Inc - Juan Ochoa
2675 Alabama St, City of Atwater, CA 95301
2096097467
MERCO Credit Union
598 Bellevue Rd, City of Atwater, CA 95301
2097234285
Home Loan with Cindy
2554 Alabama St, City of Atwater, CA 95301
2098124768
JC Mortgage
4350 W Ave Two, City of Atwater, CA 95816
9166003123
Christina Regert: Primerica - Financial Services
530 E Bellevue Rd STE A, City of Atwater, CA 95301
2096783714
PNC Mortgage
1329 Broadway Ave, City of Atwater, CA 95301
2093586438

What Does a Mortgage Broker in City of Atwater Cost?

Mortgage broker fees in California typically range from 1% to 3% of the loan amount. For a $400,000 loan, this could mean $4,000 to $12,000 in broker compensation. Some brokers are paid by the lender through yield spread premiums, which may reduce upfront costs. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and title insurance. Costs vary by loan type, lender, and your financial profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Atwater California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with lenders who may approve your loan.
Are mortgage brokers required to be licensed in California?
Yes, mortgage brokers must be licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. You can verify a brokers license on the DFPI website before working with them.