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Compare Mortgage Brokers in Dana Point, CA

Directory of mortgage brokers in Dana Point, California. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage brokers in Dana Point, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bydand Home Loans
34010 Callita, Dana Point, CA 92629
8773060222
The Dave Brown Team, First Class Lending
24701 La Plaza #103, Dana Point, CA 92629
7143450914
OC Home Loans, Inc.
24302 Del Prado Ave # B, Dana Point, CA 92629
9499169608
Orange County Mortgage & Loan Specialist
34071 La Plaza Ste. 203, Dana Point, CA 92629
8559687684
Lyon House
34179 Golden Lantern # 103, Dana Point, CA 92629
9492413900
Dana Point Mortgages | Dana Point Home Loans | WCFG
24705 Dana Dr, Dana Point, CA 92629
9494873377

Mortgage brokers in Dana Point, California help homebuyers and homeowners find suitable loan products from multiple lenders. They work with local and national banks, credit unions, and private lenders to secure financing for properties in Orange County. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Finance Lenders Law.

What Does a Mortgage Broker in Dana Point Cost?

Mortgage brokers in California typically charge an origination fee of 1% to 2% of the loan amount. Some brokers may also charge a flat fee or a combination of fees and lender-paid compensation. Additional costs can include application fees, processing fees, and third-party charges for appraisals and credit reports. Total costs vary by loan size, loan type, and broker policies. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Dana Point do?
A mortgage broker acts as an intermediary between borrowers and lenders. They gather your financial information, shop for loan options from multiple sources, and help you choose a loan that fits your needs. They also guide you through the application process and coordinate with escrow and title companies.
How do I choose a mortgage broker in Dana Point?
Look for a broker licensed with the Nationwide Multistate Licensing System and registered with the California Department of Financial Protection and Innovation. Check their experience with local property types and ask for references. Compare their fee structures and loan options before making a decision.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs, W-2 forms or tax returns for the past two years, bank statements, proof of assets, and a valid ID. Self-employed borrowers may need additional profit and loss statements. California lenders also require a signed authorization to pull your credit report.