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Mortgage Brokers in Desert Hot Springs, CA

Directory of mortgage brokers in Desert Hot Springs, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Desert Hot Springs, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fusion Lending Corp
15825 Ave Manzana, Desert Hot Springs, CA 92240
7602221642
Happy Investments, Inc. Desert Hot Springs Ca
14080 Palm Dr ste d # 227a, Desert Hot Springs, CA 92240
7606606221
Mortgage Loans
66500 Buena Vista Ave, Desert Hot Springs, CA 92240
7604136812

Mortgage brokers in Desert Hot Springs California help home buyers and refinancing homeowners connect with lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Desert Hot Springs offers a range of property types from single family homes to vacation rentals, so a local broker can guide you on loan options specific to the area.

What Does a Mortgage Broker in Desert Hot Springs Cost?

In California, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $400,000 home loan, that means $4,000 to $8,000 in broker fees. Some brokers charge a flat fee of $3,000 to $5,000. Additional costs include appraisal fees of $500 to $700 and credit report fees of $30 to $50. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license from the California Department of Financial Protection and Innovation. They also must register with the Nationwide Multistate Licensing System and complete continuing education each year.
How long does it take to close a home loan in Desert Hot Springs?
A typical home loan closing in California takes 30 to 45 days from application. Delays can happen if property appraisals or title searches take longer in certain areas of Desert Hot Springs.