ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage broker in El Cajon? Review the directory below to compare your options.
11 agents listed
Updated May 2026
El Cajon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage brokers in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1 WAY HOME SERVICES
250 E Chase Ave suit 107, El Cajon, CA 92020
6197169193
PRMG
846 E Washington Ave, El Cajon, CA 92020
6194449993
Granite Mortgage, Inc.
2614 Navajo Rd, El Cajon, CA 92020
6197189909
Ratesale.com
1297 W Main St, El Cajon, CA 92020
6197975626
Team Zara Home Loans
250 E Chase Ave suit 107, El Cajon, CA 92020
6199404740
Jodi Connor - Realtor & Mortgage Broker
565 Magnolia Ave, El Cajon, CA 92020
6192088376
Top Flite Financial, Inc.
2694 Navajo Rd STE 200, El Cajon, CA 92020
6198197430
Consolidated Lenders Group, Inc
2037 Shire Dr, El Cajon, CA 92019
6194471417
Exceptional Mortgage
303 E Main St, El Cajon, CA 92020
8585031220
Veteran Mortgage
500 Fesler St # 207, El Cajon, CA 92020
6192006700
Happy Investments, Inc. El Cajon Ca
772 Jamacha Rd # 120D, El Cajon, CA 92019
6194931450
Mortgage brokers in El Cajon California help homebuyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Brokers can assist with conventional loans FHA loans VA loans and jumbo loans common in the higher priced El Cajon real estate market.
What Does a Mortgage Broker in El Cajon Cost?
Mortgage broker fees in California typically range from 1 percent to 2 percent of the loan amount. For a 500000 dollar loan this means 5000 to 10000 in broker compensation. Some brokers charge a flat fee or earn a yield spread premium from the lender. You may also pay third party costs such as appraisal credit report and title insurance. These fees must be disclosed on the Loan Estimate within three business days of your application. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in El Cajon?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you complete the application process. Unlike a loan officer at a single bank a broker can compare offers from different sources.
Do I need a mortgage broker or can I go directly to a bank in California?
You can go directly to a bank or credit union. However a mortgage broker may offer access to more loan products and competitive rates. In California brokers must disclose their fees and any lender paid compensation under state law.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in El Cajon who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.