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Mortgage Brokers in Laguna Beach, CA

Compare mortgage brokers in Laguna Beach. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Laguna Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage brokers in Laguna Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sean Mesdaghi, NMLS# 264444
580 Broadway St Suite 205, Laguna Beach, CA 92651
9493772569
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651
9495372952
Omni Fund Home Loans
580 Broadway St, Laguna Beach, CA 92651
9497150877
Matt Nouraei - Linour Lending
990 Santa Ana St, Laguna Beach, CA 92651
9493381085
Loans By Suzette
430 Forest Ave, Laguna Beach, CA 92651
9493769789
RTC Mortgage Corporation
1000 N Coast Hwy #7, Laguna Beach, CA 92651
9494944701
Laguna Lending Group Inc
303 Broadway St # 106, Laguna Beach, CA 92651
9493762188
Coastal Pacific Financial
560 Anita St, Laguna Beach, CA 92651
9494225009
Aliso Niguel Mortgage
1050 south pacific coast highway D, Laguna Beach, CA 92651
9495339333
Arbor Financial Group
563 Temple Hills Dr, Laguna Beach, CA 92651
9494665568

Mortgage brokers in Laguna Beach California help home buyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Local brokers understand the unique real estate market in Orange County and can guide clients through California specific disclosure requirements.

What Does a Mortgage Broker in Laguna Beach Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $800,000 home this could be $8,000 to $16,000. Some brokers charge a flat fee or are paid by the lender. Costs vary based on loan type property location and borrower qualifications. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
A mortgage broker must hold a California Residential Mortgage Lending Act license or a Nationwide Multistate Licensing System registration. The California Department of Financial Protection and Innovation oversees these licenses.
How long does a typical home loan process take in California?
The mortgage loan process in California usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or document verification.