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Directory of mortgage brokers in Laguna Hills, California. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage brokers in Laguna Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Qualified Home Loans
23330 Mill Creek Dr #150, Laguna Hills, CA 92653
8007810899
Qualified Financial Inc.
25231 Paseo De Alicia, Laguna Hills, CA 92653
9492899995
Kindly Loans, LLC.
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
7148804809
Elliott Miranda | West Capital Lending
23441 S Pointe Dr #160, Laguna Hills, CA 92653
9493960573
Linour Lending
23382 Mill Creek Dr Suite 210, Laguna Hills, CA 92653
8883836044
Jorge Villanueva Mortgage&Real Estate
23121 Verdugo Dr #100, Laguna Hills, CA 92653
9515313182
United States Financial Services
23276 S Pointe Dr STE 208, Laguna Hills, CA 92653
9495837200
Kelly Mortgage, Inc.
23011 Moulton Pkwy Suite #F-3, Laguna Hills, CA 92653
9499168511
Toni S. Bullard-Preferred Rate
25231 Paseo De Alicia Suite 240, Laguna Hills, CA 92653
9255950148
Manufactured Home Mortgage
23046 Avenida De La Carlota Suite 645, Laguna Hills, CA 92653
7073464331
Service One Mortgage
25431 Cabot Rd Suite 200M, Laguna Hills, CA 92653
9492157283
Tom Hodges with Qualified Home Loans
23330 Mill Creek Dr, Laguna Hills, CA 92653
9495283988
West Mortgage
22982 La Cadena Dr, Laguna Hills, CA 92653
2139996191
A mortgage broker in Laguna Hills helps you compare loan options from multiple lenders to find the right home financing. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and to follow strict disclosure rules under the California Residential Mortgage Lending Act. Whether you are buying a home in Orange County or refinancing an existing loan a local broker can guide you through the process.
What Does a Mortgage Broker in Laguna Hills Cost?
In California mortgage broker fees typically range from 0.5 percent to 2.75 percent of the loan amount. For a $500,000 loan this means a fee between $2,500 and $13,750. Some brokers charge a flat fee instead of a percentage. Costs also include third party expenses like appraisal credit report and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Laguna Hills?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan terms and help you choose a mortgage that fits your needs. In California brokers must provide a Good Faith Estimate and a Loan Estimate within three business days of your application.
Do I need a mortgage broker to get a home loan in California?
No you can apply directly with banks or credit unions. However a broker can save you time by comparing rates from several lenders at once. California law does not require a broker but many borrowers use one to access more loan products.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.