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Directory of mortgage brokers in Los Altos, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage brokers in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Nicole Santizo at Rate (NMLS #582907)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Jerome Sierra - 448230 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6509962661
Tanya Click at Rate (NMLS #307893)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4087100265
Milestone Financial LLC
4962 El Camino Real STE 201, Los Altos, CA 94022
6503168970
Andre Gutierrez at Rate (NMLS #251241)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4085085610
Gisele Chopaan - 459722 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
5109098942
Bee Wong at Rate (NMLS #281727)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4158600012
Parshan Rayatkah at Rate (NMLS #1577584)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6503162171
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592018
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505592018
Broker One Mortgage
95 1st St #120, Los Altos, CA 94022
6509494600
US Bank Mortgage
300 Main St, Los Altos, CA 94022
8008722657
Candy Lew - Chase Home Lending Advisor - NMLS ID 694541
199 Main St, Los Altos, CA 94022
6503930338
Mortgage, Bank of America
227 S San Antonio Rd, Los Altos, CA 94022
6503790796
Chase Home Lending
199 Main St, Los Altos, CA 94022
6503930338
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
4083096339
Mortgage brokers in Los Altos California help homebuyers and homeowners find suitable loan products from multiple lenders. They are licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Local brokers understand the competitive real estate market in Los Altos and can guide you through the unique requirements of California property transactions.
What Does a Mortgage Broker in Los Altos Cost?
Mortgage broker costs in California typically include an origination fee of 0.5% to 1.5% of the loan amount. Some brokers charge a flat fee ranging from 1,000 to 3,000 dollars. You may also pay for third-party services like appraisal and credit report fees. California law requires brokers to disclose all fees in a Loan Estimate form. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Los Altos do?
A mortgage broker acts as an intermediary between you and various lenders. They gather your financial information, compare loan options from different banks and credit unions, and help you secure a mortgage that fits your needs. In California, brokers must hold a valid license and follow state regulations.
What are the licensing requirements for mortgage brokers in California?
Mortgage brokers in California must be licensed through the Nationwide Multistate Licensing System and Registry. They also need to comply with the California Residential Mortgage Lending Act which requires background checks, bonding, and continuing education. You can verify a brokers license on the NMLS website.
How do I choose a mortgage broker in Los Altos?
Look for a broker with experience in the Los Altos market and a clear explanation of their services. Ask about their lender network and how they are compensated. Check their license status and read client reviews. A good broker will provide a Loan Estimate within three business days of your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.